Loaded Baked Potato Chili Cheese

Featured in: Lazy Day Meals

This dish features large russet potatoes baked until tender and crisp-skinned, then topped with a savory chili and black bean mix. Melted cheddar adds a creamy layer, complemented by sour cream, green onions, diced tomatoes, and optional jalapeño slices. Preparation is straightforward with a one-hour bake time, perfect for an easy, filling meal that can be customized for various diets. Ideal for family dinners or a quick hearty bite.

Updated on Wed, 19 Nov 2025 10:09:00 GMT
Steaming Loaded Baked Potato overflowing with chili, cheese, and fresh green onions, ready to eat. Save to Pinterest
Steaming Loaded Baked Potato overflowing with chili, cheese, and fresh green onions, ready to eat. | snackandmack.com

A hearty, comforting dish featuring fluffy baked potatoes topped with savory chili, creamy beans, and melted cheese. Perfect for a quick meal or customizable family dinner.

I first made this baked potato recipe when my family craved something warm but everyone wanted different toppings. It became an easy dinner option that everyone could personalize to their taste, and it always brings comfort to our table.

Ingredients

  • Potatoes: 4 large russet potatoes, scrubbed
  • Olive oil: 2 tbsp
  • Sea salt: 1 tsp
  • Chili: 2 cups prepared chili (meat or vegetarian)
  • Black beans: 1 cup canned black beans, drained and rinsed
  • Cheddar cheese: 1 cup shredded
  • Sour cream: 1/2 cup
  • Green onions: 1/4 cup chopped
  • Tomatoes: 1/4 cup diced
  • Jalapeno: 1 sliced (optional)
  • Salt and pepper: To taste

Instructions

Preheat Oven:
Preheat the oven to 425°F (220°C).
Prepare Potatoes:
Prick each potato with a fork, rub with olive oil, and sprinkle with sea salt.
Bake Potatoes:
Place potatoes on the oven rack and bake for 50 to 60 minutes until skins are crisp and flesh is tender.
Heat Chili & Beans:
While potatoes bake, combine chili and black beans in a saucepan over medium heat, stirring occasionally until hot.
Slice & Fluff:
Remove baked potatoes from the oven, let cool, slice lengthwise, and fluff insides with a fork.
Layer Chili and Beans:
Spoon chili and bean mixture evenly over each potato.
Add Toppings:
Top with shredded cheese, add sour cream, green onions, tomatoes, and jalapeno if desired. Season with salt and pepper.
Serve:
Serve hot with additional toppings on the side if preferred.
A close-up of a warm Loaded Baked Potato, showing melted cheese over flavorful chili and beans. Save to Pinterest
A close-up of a warm Loaded Baked Potato, showing melted cheese over flavorful chili and beans. | snackandmack.com

Sharing these loaded potatoes is a favorite part of our movie-night dinners. My kids love customizing their toppings, and it is one meal that always brings everyone back for seconds.

Required Tools

Oven, baking sheet (optional), saucepan, knife, and fork are all you need to create this meal from start to finish.

Allergen Information

Contains dairy. May contain gluten depending on chili and cheese brand; always check food labels for allergens.

Nutritional Information

Each serving contains approximately 480 calories, 17 g total fat, 62 g carbohydrates, and 18 g protein.

Golden baked potato halves generously piled with chili, cheese, and toppings for a delicious meal. Save to Pinterest
Golden baked potato halves generously piled with chili, cheese, and toppings for a delicious meal. | snackandmack.com

The ultimate comfort food, loaded baked potatoes with chili and cheese come together quickly and can be adapted for any crowd. Enjoy sharing with friends for game day or family dinners.

Recipe FAQs

What type of potatoes are best for this dish?

Russet potatoes are ideal as their fluffy texture holds toppings well and their skins get nicely crisp when baked.

Can the chili and beans be prepared ahead of time?

Yes, pre-cooked chili and beans can be heated while the potatoes bake to save time.

How can I make this dish vegan-friendly?

Use plant-based cheese and sour cream alternatives, and choose a vegan chili to keep it fully plant-based.

What toppings complement the chili and cheese here?

Fresh green onions, diced tomatoes, jalapeño slices, sour cream, and optional avocado or crushed tortilla chips add great flavor and texture.

Is this dish gluten-free?

It can be gluten-free if gluten-free chili and toppings are used. Always check ingredient labels for cross-contamination.

Loaded Baked Potato Chili Cheese

Fluffy baked potatoes loaded with chili, black beans, cheddar, sour cream, and fresh toppings.

Prep Time
10 min
Cook Time
60 min
Overall Time
70 min
Recipe by Snack And Mack Ryan Mitchell

Recipe Type Lazy Day Meals

Skill Level Easy

Cuisine Type American

Output 4 Serving Size

Dietary Details Vegetarian-Friendly, Gluten-Free

Ingredient List

Potatoes

01 4 large russet potatoes, scrubbed
02 2 tablespoons olive oil
03 1 teaspoon sea salt

Chili & Beans

01 2 cups prepared chili (meat or vegetarian)
02 1 cup canned black beans, drained and rinsed

Toppings

01 1 cup shredded cheddar cheese
02 ½ cup sour cream
03 ¼ cup chopped green onions
04 ¼ cup diced tomatoes
05 1 jalapeño, sliced (optional)
06 Salt and pepper, to taste

Steps

Step 01

Preheat Oven: Preheat the oven to 425°F.

Step 02

Prepare Potatoes: Prick each potato several times with a fork, then rub with olive oil and sprinkle evenly with sea salt.

Step 03

Bake Potatoes: Place potatoes directly on the oven rack and bake for 50 to 60 minutes until skins are crisp and flesh is tender.

Step 04

Heat Chili and Beans: While potatoes bake, warm chili and black beans in a saucepan over medium heat, stirring occasionally until hot.

Step 05

Prepare Potato Filling: Remove potatoes from the oven and allow to cool slightly. Slice each lengthwise and gently fluff the interior with a fork.

Step 06

Assemble Loaded Potatoes: Spoon the heated chili and beans mixture evenly over each potato.

Step 07

Add Toppings: Top with shredded cheese and allow it to melt. Add sour cream, green onions, diced tomatoes, jalapeño slices, and season with salt and pepper to taste.

Step 08

Serve: Serve immediately while hot, offering additional toppings on the side as desired.

Equipment Needed

  • Oven
  • Baking sheet (optional)
  • Saucepan
  • Knife
  • Fork

Allergy Info

Double-check every item for known allergies. If unsure, reach out to a healthcare provider.
  • Contains dairy from cheese and sour cream.
  • Ensure chili and toppings are gluten-free to maintain gluten-free status.

Nutrition Details (each serving)

Nutrient details are offered for reference only. Speak with your doctor for personal health questions.
  • Calorie Count: 480
  • Fat Content: 17 g
  • Carbohydrate: 62 g
  • Proteins: 18 g